Overview
In the El Paso climate, comprehensive earns its keep. Summer monsoon hail, blowing-dust windshield damage, vehicle theft in dense apartment areas, and javelina or deer strikes along outlying highways are all real risks. Comprehensive pays up to the actual cash value of your vehicle, minus your deductible.
Key benefits
- Hail and severe weather damage
- Theft and attempted theft
- Vandalism and broken windows
- Glass damage from rocks and debris
- Fire, flood, and falling objects
- Animal strikes
Real-world examples
Monsoon hail
A July storm leaves your hood and roof pocked with dents. Comprehensive covers repair.
Cracked windshield
A rock kicks up on US-54. Many comprehensive policies waive the deductible for glass repair.
Related coverages
Required by Texas law — covers the other driver when you're at fault.
Liability + collision + comprehensive — the package most lenders require.
Repairs your vehicle after a crash — regardless of who's at fault.
Pays medical and lost-wage benefits for you and your passengers.