A suspended license usually requires an SR-22 filing once reinstated, and most carriers will non-renew an active policy when the suspension hits.
Reinstatement requirements
- Pay all fines and reinstatement fees
- File SR-22 with DPS
- Maintain continuous coverage for the SR-22 period
Carrier selection
Standard carriers (State Farm, GEICO, Allstate) often won't write SR-22 policies. Non-standard carriers (Bristol West, Mercury, Acceptance) specialize in this market.
Frequently asked questions
Will my insurance cancel when my license is suspended?
Often yes — the carrier may non-renew at the next renewal.
Can I get insurance with a suspended license?
Yes, but typically only through non-standard carriers.
This article is for general information only and is not legal or tax advice. For guidance specific to your situation, talk to a licensed Texas insurance agent. Ready to put it into practice? Get a free quote or request a policy review.