Vehicles

Antique Vehicle Insurance in Texas (25+ Years Old)

Vehicles 25 years and older qualify for antique status, with specialty plates and specialty insurance options.

5 min read Updated June 1, 2026 Reviewed by Licensed Texas Insurance Agent

Texas allows antique vehicle registration for vehicles 25 years and older. Antique status comes with usage limitations and unlocks specialty insurance pricing.

Antique registration restrictions

  • Use limited to exhibitions, parades, and similar events
  • Cannot be used for general transportation
  • Cannot be used for hire

Antique vs classic policies

Antique policies are similar to classic policies — agreed value, low mileage caps, secured storage. The 25-year threshold is the key difference.

Frequently asked questions

Can I daily-drive an antique-plated vehicle?

No — Texas restricts antique plates to occasional use.

Do antique policies cover restoration parts?

Some do via a separate parts endorsement. Confirm in writing.

This article is for general information only and is not legal or tax advice. For guidance specific to your situation, talk to a licensed Texas insurance agent. Ready to put it into practice? Get a free quote or request a policy review.

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