Texas drivers can take an approved defensive driving course online for about $25 – and use the certificate two ways.
Use 1: Ticket dismissal
If eligible, the court dismisses the citation. Your driving record stays clean and insurance doesn't surcharge.
Use a TDLR-approved provider. The course runs about six hours, is available entirely online, and typically costs $25–$45.
Use 2: Insurance discount
Many carriers offer 5–10% off liability and collision for three years following course completion. Available to drivers of all ages.
Frequently asked questions
How often can I take a defensive driving course in Texas?
Once every 12 months for ticket dismissal; check carrier rules for renewal of the insurance discount.
How do I claim the insurance discount?
Complete an approved course, then submit the certificate to your carrier. The discount applies at your next renewal and generally lasts three years.
Are online courses accepted?
Yes, if approved by TDLR.
El Paso research on this topic
More in Money-Saving
This guide is part of our Money-Saving hub – see every related guide, or start from the El Paso auto insurance overview.
This article is for general information only and is not legal or tax advice. For guidance specific to your situation, talk to a licensed Texas insurance agent. Ready to put it into practice? Get a free quote or request a policy review.