West Texas dust storms — locally called 'haboobs' when severe — can drop visibility to zero in seconds on I-10 east of El Paso and along US-62/180. Multi-vehicle pileups in dust storms have killed and injured hundreds of Texans over the years.
Pull off the road safely
- Reduce speed gradually
- Pull completely off the roadway — never stop in a traffic lane
- Turn off all lights including taillights (other drivers will follow taillights into the back of your car)
- Set the parking brake and take your foot off the brake pedal
- Wait it out — most dust storms pass within 15–30 minutes
Coverage for dust storm crashes
If you hit another vehicle or fixed object during a dust storm, collision coverage applies. If your vehicle suffers paint, glass, or mechanical damage from blowing dust itself, comprehensive coverage applies.
Pileup claims
Multi-vehicle pileups complicate fault. Each driver's insurer typically pays for their insured's damage initially, with subrogation sorting out who actually owes what later.
Frequently asked questions
What do I do if I get caught in a dust storm?
Pull completely off the road, turn off all lights, set the parking brake, and wait. Do not stay in a traffic lane.
Does insurance cover dust storm damage?
Yes. Vehicle-on-vehicle is collision; dust damage to paint or glass is comprehensive.
Where are dust storms worst in Texas?
I-10 east of El Paso through Hudspeth, Culberson, and Reeves counties is notorious. US-62/180 east into the Permian Basin too.
Why do I turn off taillights?
Other drivers follow taillights into the rear of your car. This is the leading cause of dust-storm pileups.
Will TxDOT close highways for dust storms?
Sometimes, for severe events. Always obey closures.
This article is for general information only and is not legal or tax advice. For guidance specific to your situation, talk to a licensed Texas insurance agent. Ready to put it into practice? Get a free quote or request a policy review.