Most Texas carriers offer a good student discount of 10–25% for full-time students under 25 maintaining a B average (3.0 GPA) or top 20% class rank. The discount applies whether the student lives at home or away at college.
How to claim it
- Submit a current report card or transcript each semester
- Discount applies until age 25 or graduation
- Stacks with multi-car and bundling discounts
- Some carriers accept honor roll, dean's list, or SAT/ACT scores
Frequently asked questions
What GPA qualifies for the good student discount?
3.0 (B average) or top 20% of class.
Does the discount apply to college students?
Yes, up to age 25 and as long as enrolled full-time.
This article is for general information only and is not legal or tax advice. For guidance specific to your situation, talk to a licensed Texas insurance agent. Ready to put it into practice? Get a free quote or request a policy review.