Formula
Annual Mexico policy ≈ $150–$400 depending on vehicle value and liability limits. Daily ≈ $15–$30.
How to use it
- Choose policy duration (daily, weekly, semiannual, annual)
- Provide vehicle make, model, year, and value
- Select liability limits ($300k recommended)
- Add legal aid and medical riders
Worked example
2022 sedan valued $25,000, annual policy with $300k liability = ~$280/year.
Frequently asked questions
Can I buy Mexican insurance at the border?
Yes, but it's more expensive than buying ahead online.
Does my US comprehensive cover theft in Mexico?
Sometimes within 25 miles of the border – but never liability.
Guides and coverage behind this calculator
Required coverage for driving into Juárez and beyond.
El Paso drivers cross the border constantly. Here's what your auto policy actually does – and doesn't – south of the Rio Grande.
Loop 375 mixes high-speed commuter traffic with border patrol checkpoints and steep grades. Here is what to do if you crash on it.
Standard Texas auto insurance does not cover crashes south of the border. Here is how Mexico insurance works and what to do if you crash in Juárez.
Crashes at Bridge of the Americas, Ysleta, or Paso del Norte involve a unique mix of CBP, EPPD, and DPS jurisdictions. Here is how to handle one.
Every calculator lives in our El Paso insurance calculator hub. When you're ready for real numbers, compare auto insurance in El Paso or ask for a free policy review.
This calculator is for educational estimation only. For a binding quote, talk to a licensed Texas insurance agent or request a free quote.